What to know about insurance for nonprofits

Insurance for nonprofits is vital for charitable organizations. Many organizations make the error of putting insurance low down on their priority list – unaware that being uninsured could result in significant problems.

There are various types of insurance for nonprofits which groups may benefit from including general and professional liability. Before purchasing insurance, it is important to be aware that claims usually fall into one of two categories: bodily injury and non-bodily injury. With that in mind, make sure that you get the right coverage.

Non profit policies could be easily and mistakenly confused with coverage for for-profit companies. A specialist would be able to help you differentiate which one is right for you. Laws change from state to state, so it’s imperative to know any legal requirements which apply to your group in addition to purchasing appropriate insurance. It could be helpful to talk with an experienced insurance agent to ensure about the most suitable coverage for your organization.

While helping others is an excellent thing to do, it is equally important to help your organization by taking some time to obtain an adequate insurance for nonprofits. Do not make the mistake of waiting until it is too late. Not having insurance could very well be the downfall of your organization.

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